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585-687-4425

Brand

Free consultation
585-687-4425

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Recovering Lost Wages And Medical Expenses

No-Fault Car Insurance Coverage Is Important To Your Recovery

Your medical bills will begin to pile up, if they have not already. Lost income resulting from inability to work after a car accident will begin to seriously affect your finances. Daily living expenses and bills will put you in financial straits quickly if you do not get help to cover these costs right away.

You cannot wait for a lawsuit to be filed. That is why you have No-Fault insurance, also known as personal injury protection (PIP) insurance. A No-Fault claim will not raise your insurance premium rate, but it must be filed within 30 days of your accident.

There is a limit on the amount of damages No-Fault insurance will cover. The required minimum No-Fault insurance coverage is $50,000. Most people carry the minimum, but you may have more on your policy, and this would increase your coverage limit. Our goal is to get you additional coverage from the other insurances available before your No-Fault coverage amount runs out.

At Kammholz Rossi PLLC, our attorneys bring over 35 years of combined legal experience, trial savvy and investigative diligence to your case. We understand the various types of insurance that are relevant in your unique case and how they may work together to maximize your claim. We are here to help you recover as quickly and completely as possible.

How No-Fault Insurance Works

There may be numerous insurance policies that are relevant to your claim. In the end, the negligent driver’s insurance will be critical, but your own No-Fault insurance is extremely important for recovering lost wages and medical costs in the beginning.

Every driver on the road has to have an insurance policy that will pay medical bills and lost wages for people in the car, regardless of who was at fault.

  • No-Fault insurance will cover all medical bills.
    • The insurance company has the right to send you to a doctor of its choice to determine whether the treatment you require is reasonable and necessary.
    • Taking the proper steps, including having your primary care provider refer you to a specialist, may minimize the possibility of the insurance company requiring an independent medical exam.
    • Always be sure to provide any doctor or health care provider with your No-Fault insurance claim number.
  • No-Fault insurance will cover 80 percent of lost wages.
    • This coverage is not taxed, so your take-home pay shouldn’t change much. However, the monthly maximum is usually $2,000 for up to three years from the date of your accident.
    • All other reasonable and necessary expenses (e.g., transportation costs and household help), up to $25 per day for one year from the date of your accident will also be covered.

It is important to document costs for reimbursement each day. We will help you determine whether you should sue the at-fault driver for additional compensation to recover from serious injuries and property damage, such as vehicle repairs.

If you were on a motorcycle (driver or passenger), No-Fault insurance usually does not apply. Usually, you need to use your private medical insurance and sue the at-fault party for damage compensation, but you may have No-Fault coverage that you purchased previously.

No-Fault insurance coverage is very helpful and does protect all pedestrians injured by motor vehicles in New York.

Please call our team in Rochester to schedule a free consultation with an experienced lawyer. We will help you determine the best possible course of action with your claim. We are available at 585-687-4425 and by email. We look forward to speaking with you soon.

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Making Brad my attorney has turned out to be one of the best decisions I have ever made. From the minute I met Brad, he was completely honest with me. My case settled in just over a year, leaving me with plenty of money to support my family and my well-being. If you are in the unfortunate position of needing a personal injury attorney, you have found the right one.

– Joe A.
* Prior results do not guarantee a similar outcome.

There aren’t enough words to express how grateful we were to have Joe representing us. He was knowledgeable and helpful to us in so many ways including navigating a very trying process, but also managing a very difficult injury. He was there for us in every way and we will be forever grateful to him for it. We couldn’t cheer any harder for Joe as an attorney and friend.

– Elizabeth Horton
* Prior results do not guarantee a similar outcome.

I am so happy that I chose Kammholz Rossi to help me out after my automobile accident. From my first meeting with Joe, I knew that I had definitely made the right decision. He always answered my questions promptly and was very thorough with his explanations. He kept me up to date every step of the way. I couldn’t be happier with the service I received from him, helping make this awful time more bearable. I highly recommend Joe and Kammholz Rossi!

– Donna LaPlant
* Prior results do not guarantee a similar outcome.

We loved working with Joe. He provided us with clear expectations from the beginning. I particularly liked that he responded to questions promptly and helped us navigate issues with the insurance company. We highly recommend Kammholz Rossi.

– Barbara Matthews
* Prior results do not guarantee a similar outcome.

Joe represented me better than I could have ever imagined. My opinions were valued and my doubts were always reassured. Joe always calmed my nerves and explained the process. He went above and beyond and did everything he could to ensure a great outcome. I can’t thank Joe and his team for everything they did for me. I highly recommend Kammholz Rossi!

– Michele U.
* Prior results do not guarantee a similar outcome.

I cannot thank Brad and the entire Kammholz Rossi team enough. I am so glad that I made the decision to have Brad represent me. I received an injury at work that would be a life changing event for me and my family. I needed to find an attorney that would look out for me and my family. After meeting with a few law firms I chose Brad and his firm. Brad was truly concerned with my injury and what was best for me and my family. Too many of the law firms I met with were only concerned with what they could get from a settlement. Brad is truly concerned with what is best for you. He will listen to all of your thoughts and concerns, and advise you on what actions would be best. Trust is a very important part of a relationship in a legal action. I trusted Brad and his firm. I always knew that Brad truly was looking out for what was best for me and my family. You will not regret having Brad and his entire firm represent you. Everyone there is very pleasant, friendly, casual and yet professional. Their approach helps reduce the stress and tension that comes with a bad situation. Over the twenty two months that Brad represented me, we developed a friendship. I consider Brad a friend and look forward to continuing that friendship for a long time. On behalf of me and my family we cannot thank-you enough for everything that you and your firm have done for us. Truly the best decision made in a bad situation.

-Craig S.
* Prior results do not guarantee a similar outcome.

There is not enough thanks and praise that I can give to Kammholz Rossi, for helping me through a very difficult time. I truly believe that if it were not for Kammholz Rossi I would not have received the procedures necessary to make me whole again; I would highly recommend anyone who has had the misfortune of an accident to simply speak with the agency, you will not be disappointed.

– Gina S.
* Prior results do not guarantee a similar outcome.

“Kammholz Rossi is the most helpful professional group of law professionals I have ever dealt with. Not only knowledgeable and professional, this law firm works very hard to help with all things to make your life whole again. I cannot say enough good things about how they have helped me and my family through the most difficult time possible. A rare find: truth, hard work, professionalism and a caring group of people.

– Michael M.
* Prior results do not guarantee a similar outcome.

Making Brad my attorney has turned out to be one of the best decisions I have ever made. From the minute I met Brad, he was completely honest with me. My case settled in just over a year, leaving me with plenty of money to support my family and my well-being. If you are in the unfortunate position of needing a personal injury attorney, you have found the right one.

– Joe A.
* Prior results do not guarantee a similar outcome.

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Bradley Kammholz, Esq.

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JOSEPH A. ROSSI JR., ESQ.

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