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Myths about New York car accidents

Car crashes can impact anyone, including famous celebrities. A stolen vehicle crashed into Taylor Swift's home on April 3, and fortunately, the singer was not inside her house at the time. 

If a car accident occurs to you, then you need to take prompt action. Many people lose out on money they qualify for because they make a mistake during the claims process. Most of the time, this mistake is due to a persistent myth surrounding motor vehicle accident claims. 

Myth: All people who file a claim get compensation

A lot of people have far too much faith in their auto insurance policy. You may have insurance, but that does not automatically mean you will get as much as you need to cover all expenses. You may need to repair your vehicle, go to the doctor's office for months on end and take time off work. Your insurance agency will likely try to get you to settle as quickly as possible, so have your attorney look over the policy to make sure it covers all of your expenses. 

Myth: You can always file your claim later

You want to begin the claims process right away. In the state of New York, the statute of limitations on all personal injury cases is three years from the date of your injury. Additionally, the sooner you start the process, the fresher all the evidence will be in your memory. You should see a doctor and call your insurance company within 24 hours of the crash. 

Myth: You do not need to file a personal injury claim for a minor injury

After a car accident, most people will not suffer from a traumatic brain injury or paralysis. They will only have minor injuries that are relatively easy to remedy. Even in these cases, you still want to pursue a claim. You should not have to pay for doctor's visits and medication out of your own pocket. 

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