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Why it's important to report car accidents quickly

Getting into a car accident in New York can be a complicated matter. Once the accident happens, the clock starts running on the statute of limitations to file a lawsuit. The time frame can be even more problematic if a victim suffered serious injuries in the crash and needs medical attention.

In general, it is recommended that a person who is involved in a car accident report the crash to his or her insurance company. This includes low-speed impacts that result in minor damage. Even minor damage can be costly to fix, especially if the victim ultimately suffered an injury that did not become apparent until later on. For those who become involved in a car crash, it is imperative that they report the incident as soon as possible. The time limit for reporting an accident is different by insurance companies, but it's generally better not to delay.

Some injured individuals may turn to a lawsuit to seek compensation if the insurance company does not fully cover the damages. However, there is a statute of limitations that begins on the day the accident occurred. In the state of New York, for example, injured individuals have three years from the day of the accident to file a claim.

Following a serious car accident, it is important that an injured person report the accident to his or her insurance and gather necessary evidence. A personal injury attorney may assist with this process, especially if the injuries and damages are costly. In the event the insurance company responsible for paying compensation fails to settle out of court, the attorney could gather all of the evidence that demonstrates that the other party was at fault.

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