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How to stay safe around commercial trucks

Truck accidents can be absolutely devastating. Factors such as a typical big rig's mass, size and potentially dangerous cargo often contribute to the severity of a crash when a truck is involved.

Understanding the factors that make trucks so dangerous can help you take preventative measures when driving in proximity to large trucks. While you cannot control what other drivers on the road do, you can decrease the likelihood of getting into a crash with a truck.

How can I avoid drunk drivers?

You already know the dangers of drinking and driving in New York. Drunk driving kills thousands of people each year. You may not be able to control the actions of others, but there are ways you can lower your chances of becoming a victim of a drunk driving accident

Here is a brief overview of how you can avoid collisions with intoxicated drivers. 

The importance of teamwork following a car accident

Getting into a car accident can be a traumatic and painful experience. Even minor fender benders may leave you with medical bills and insurance reports to worry about, and it can easily be overwhelming to restore your life to normalcy. As you are recovering from the impact of a collision, you should be aware of how important teamwork will be throughout the process.

You do not have to deal with an accident’s effects on your own. Seeking care and assistance from a team of professionals is the first step to getting back on track and overcoming the various effects that you have endured as a result of the collision.

Complications commonly associated with cesarean sections

When you are ready to head to the hospital to have your baby, you are probably trusting your doctor to ensure a safe delivery. AmericanPregnancy.org reports that there is about a one in four chance you will deliver via a cesarean section. Because a C-section is a major surgery, the risks it poses to you and your baby amplify when compared with those associated with a traditional, vaginal birth.

Even seemingly small medical and surgical errors can lead to significant injuries and hardships, so it is important to know the potential dangers if you suspect you may have to have this type of procedure. Many C-sections are unplanned and arise from emergency situations, so it is wise to learn the risks even if you have no reason to think you will have one.

3 summer hazards for drivers in western New York

You may think only winter time comes with road hazards and high rates of accidents in western New York. Of course, snow and ice cause very dangerous driving conditions, but summer comes with its own risks as well.

It is important to be aware of them so you can stay safe and have an enjoyable summer free of dealing with insurance companies. Here are just three common hazards to prepare for.

Senior drivers face higher risk of injuries in an accident

As baby boomers get older, there are more seniors on the road, choosing to continue to drive to stay mobile and independent. Older drivers tend to avoid driving under the influence, speeding and driving at night, but they are more likely to be involved in other common types of accidents. Additionally, while the rate of crashes for drivers older than 65 is decreasing, older drivers are more susceptible to injuries and fatalities during a crash.

Preventing injuries and deaths from accidents

What should you do after a hit and run accident?

When you are out on the road and become involved in an accident, you expect the other driver to stop and deal with the situation. However, that does not always happen. Drivers who do not have a license or insurance may flee the scene, and a hit-and-run accident is serious business. The driver who leaves the scene could face fines, jail time and a loss of her or his license. But once you have been in a hit-and-run accident, you may need to take extra steps to handle the situation.

Important tips for sharing the road with motorcycles

It can be difficult enough to share the road with vehicles larger than yours. Motorcycles are considered vehicles, too, even though they are small and much more difficult to see. New York State has a number of laws to help keep motorcyclists safer, but drivers of other vehicles need to be proactive to prevent accidents. Small collisions that would not cause much damage to cars can be deadly on a motorcycle. According the Insurance Information Institute, motorcycle accidents are actually on the decrease, but there are still more than 8.4 million motorcycles on the road.

Protecting yourself against uninsured or underinsured drivers

Even though New York requires drivers to have auto insurance, there are still those who are uninsured. In 2012, the Insurance Information Institute found that New York only had about 5.3 percent uninsured drivers, one of the lowest in the nation. Still, if you are in an accident with one of these drivers, you may find yourself with out-of-pocket for your expenses. Learn how to protect yourself against "naked" drivers, the industry's term for uninsured motorists.

Steps to take following a car accident

According to the New York Department of Health, the rate of hospitalizations and emergency room visits due to unintentional motor vehicle accidents has actually decreased since 2002. Although this is good news for drivers, that doesn't mean the risk of having an accident has been eliminated. When you're in an accident, it's scary and stressful. Even a fender bender or minor accident is problematic. It's very easy to forget what to do when you've been hit. We'd like to offer a checklist for you to follow in case you're ever in an accident.

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